3.1km 170m
| Pos | No. | Name | Club/Country | Age Class | Time | Behind |
|---|---|---|---|---|---|---|
| Gold time 35:56 | ||||||
| 1st | 2809 | Mary Ross | INT (GBR) | W45 | 37:11 | |
| Silver time 43:08 | ||||||
| 2nd | 1870 | Ruth Harris | DEE (GBR) | W45 | 45:32 | +8:21 |
| 3rd | 1496 | Angela Darley | GO (GBR) | W45 | 46:15 | +9:04 |
| 4th | 1229 | Aud Ellen Brevik | IF Sturla (NOR) | W45 | 47:23 | +10:12 |
| 5th | 2862 | Claire Selby | DVO (GBR) | W45 | 47:46 | +10:35 |
| 6th | 1358 | Mo Chapman | SYO (GBR) | W45 | 50:08 | +12:57 |
| 7th | 2769 | Hanne Robertson | ESOC (GBR) | W45 | 51:19 | +14:08 |
| 8th | 1107 | Katharine Bartram | NOR (GBR) | W45 | 56:28 | +19:17 |
| Bronze time 57:30 | ||||||
| 9th | 2613 | Boryana Peeva | SLOW (BUL) | W45 | 57:55 | +20:44 |
| 10th | 3236 | Toni Whittle | BKO (GBR) | W45 | 58:09 | +20:58 |
| 11th | 1131 | Judith Bell | ESOC (GBR) | W45 | 58:42 | +21:31 |
| 12th | 2646 | Emily Pieters | SYO (GBR) | W45 | 58:57 | +21:46 |
| 13th | 2725 | Helen Rennie | WCOC (GBR) | W45 | 62:16 | +25:05 |
| 14th | 3257 | Karen Williams | LOG (GBR) | W45 | 62:39 | +25:28 |
| 15th | 1501 | Camilla Darwin | WAOC (GBR) | W45 | 64:10 | +26:59 |
| 16th | 1491 | Tanja Dalheimer | IK Vikings OK (SWE) | W45 | 66:48 | +29:37 |
| 17th | 1485 | Amy Curtis | BOK (GBR) | W45 | 69:30 | +32:19 |
| 18th | 2361 | Janette McHendry | WCOC (GBR) | W45 | 69:40 | +32:29 |
| 19th | 3178 | Michelle Ward | NGOC (GBR) | W45 | 71:41 | +34:30 |
| 20th | 1199 | Gillian Bowers | HH (GBR) | W45 | 74:21 | +37:10 |
| 21st | 2513 | Nicola O'Donnell | DVO (GBR) | W45 | 78:15 | +41:04 |
| 22nd | 1958 | Jane Holcombe | BOK (GBR) | W45 | 83:09 | +45:58 |
| 23rd | 2654 | Jeni Pim | WatO (IRL) | W45 | 85:54 | +48:43 |
| 24th | 1355 | Jacqui Chapman | MAROC (GBR) | W45 | 89:00 | +51:49 |
| 25th | 1720 | Lisa Gale | DVO (GBR) | W45 | 95:35 | +58:24 |
| 26th | 1128 | Karen Bedwell | DVO (GBR) | W45 | 95:40 | +58:29 |